
Website FNB
Job Description:
Responsible for the oversight of all activities performed by team representatives serving a client segment of 150 million plus.
Job Responsibilities:
- Continuously monitor actual process turnaround times and quality standards and resolve issues speedily to enhance effective client service delivery.
- Maintain and build relationships for purposes of expectation management, knowledge sharing and integration.
- Take all necessary actions to ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability
- Translate strategies into actionable goals and execute relevant projects /initiatives aligned to strategic objectives with specific performance measures and control systems to track progress
- Improve business decisions by providing accurate and reliable business intelligence (information) together with analysing trends and data.
- Manage costs or expenses within approved budget to achieve cost efficiencies.
- Manage sales lead pipeline and enter all qualified leads into the pipeline and maintain.
- Manage and grow existing clients and grow portfolio through pro-active portfolio management.
- Analyse and understand complex client needs and provide appropriate solutions through deal structuring.
- Maximise Business Portfolio, cross sell opportunities and strengthen client relationships.
- Maintenance of expert knowledge on specific products, pricing, application procedure, processing and timelines in order to drive and achieve relevant sales targets.
- Achieve net profit growth for the business.
- Initiate, prepare and present credit proposals to the relevant credit committee to secure credit facilities for clients within the credit policy.
- Create own development plan and review plan with team leader or manager.
- Ensure compliance is adopted in terms of systems and procedures as laid out by FNB.
- Deliver exceptional service through educating the client, offering an appropriate solution and ensuring the relationship is maintained.
- Drive an increase in average balance of specific portfolio of liabilities.
- Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities.
- Track, control and influence sales activities with the specific aim to increase sales efficiencies of the team.
Job Requirements:
- In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check.
- Person must not be an unrehabilitated insolvent.
Qualification & Experience:
- Experience : 3 – 4 Years judgmental credit experience.
- Relevant Degree.
Job Details:
Company: FNB South Africa
Vacancy Type: Full Time
Job Location: Gauteng, South Africa
Application Deadline: N/A
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